Prime Minister Youth Loan Business Scheme Final Details

Nov 22, 2013 04:24 am


pm youth loan scheme

Prime Minister Youth Loan Business Scheme Final Details – PM Youth Loan and Qarz e Hasana Scheme Detail, Application Forms, How to Apply, Application Procudure and Eligibility Criteria – PM Nawaz Sharif Schemes 2013

prime minister loan scheme full detail

Guidelines for Prospective Loan Applicants

SMEDA has taken the initiative of developing pre-feasibility studies in fifteen sectors, and as per directions of the Prime Minister, has made them available to new start–up SMEs, through the SMEDA website, for the promotion of an entrepreneurial culture in Pakistan. To date, our website has recorded more than 117,000 downloads of the published pre-feasibility reports.

These prefeasibility studies provide a general understanding of the proposed business, and are structured like a business plan. However, to assist the prospective entrepreneurs / loan applicants, SMEDA will provide a template for business plan preparation and requisite guidelines for the loan applicants, as soon as the loan application forms are made available by the participating banks on their respective websites.

For further details, please contact: NBP, FWBL


Features of PM Youth Business Loan Scheme

Purpose of Scheme:

To provide small business loans in shape of Term loan focus on (but will not restricted to) unemployed youth, especially educated youth looking for establishing or extending business enterprise.

Eligibility Criteria

Females age between 21 to 45 year having ability to start their own business or intend to expand the existing business. Applicant should have some experience of relevant field or holds a business related diploma/certificate pertaining trade of proposed business setup.

Pricing / Markup Rate : 8%


Maximum  7  years.  The  tenor  will  depend  upon  the  nature  of  business,  pattern  of  income  and repayment capacity.

Finance Limit

Minimum : 500,000 Rs.

Maximum : 2,000,000 Rs.

Processing Time:

Processing  time will  not exceed 15 working days after  submission of  complete basic documents by the applicant.

Borrower’s Capital : 10% of Loam Amount

Collateral / Security:

From Rs. 500,000/- to Rs 749,999/- will be secured against Hypothecation of stocks/Assets & two personal guarantees of high net/credit worthy individuals including one of government servants minimum in BPS 17.

From Rs. 750,000/= up-to Rs 2,000,000/= will be secured against tangible securities such as Lien on deposit certificates, property mortgage, pledge of gold ornaments, Pledge of stocks.

Repayment of the Loan

Equal monthly installments with grace period of 6 months for principal payment Sector and Products

Sectors and Products

All sectors. Borrowers will be encouraged to obtain standardized schemes/projects/undertakings from SMEDA or any other body but this will not be mandatory for the borrower.

For Prime Minister’s Youth Business Loan Scheme Support click here

Please contact on below mentioned Contact no. for Prime Minister’s Youth Business Loan Scheme : 03311006767


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  1. amaan Author Jul 9, 2015 04:05 am

    Sir mjhe loan chahye plz contact me 03343227005

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  2. ahmed ali abbasi Author Jul 8, 2015 12:57 pm

    sir i need the loan i am so helpless plz sir do something for me i request u six may god give you blessing and success sir

    Reply to this comment
  3. ahmad mayo Author May 23, 2015 01:54 pm

    sir mare shop ha krakry ke muja lone lana ha mare kam ke halat theek nahe sir plz contect me 03234016764

    Reply to this comment
  4. Nighat Yasmeen Author Apr 1, 2015 11:18 am

    Respected PM sahb ma ny Loan k liy apply kia tha jis ki qura andazi 14 Agu ko honi thi but abhi tak nahi huvi ma bohat majbor hun aur koi aisa rasta nahi k apny paun pr khrai ho saku .....bohat say isue daily suny ko mil rahy ha k ye schecm khtam ho gayi hy ab Mariyam Nawaz ko hata diya gaya hy is liy......Plzzzzzz Plzzz is matr ko daikhin taky ham jaisy nojwan agy a sakin apny liy qoom k liy aur apk liy kujh kr sakin..Thanxx Allah Pak apko sallamat apk hamion ma sy aik hun.....

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  5. asim Author Feb 14, 2015 01:32 pm

    hamray prime mister ko khuda ka khof nai interest jab hai hi haram na dayny wala bachy ga aur na lany wala to apny deen ko bhol k aur countries ki example dayty ho begair interest k paisy do jitny do utny wapis lo humain b nazr aay k awam ka soucha hai kuch ya Allah is se bora aur kia hona k mulk ka hukmaran hi interest ki talqeen karta hai

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