Prime Minister Youth Loan Business Scheme Final Details

Nov 22, 2013 04:24 am


pm youth loan scheme

Prime Minister Youth Loan Business Scheme Final Details – PM Youth Loan and Qarz e Hasana Scheme Detail, Application Forms, How to Apply, Application Procudure and Eligibility Criteria – PM Nawaz Sharif Schemes 2013

prime minister loan scheme full detail

Guidelines for Prospective Loan Applicants

SMEDA has taken the initiative of developing pre-feasibility studies in fifteen sectors, and as per directions of the Prime Minister, has made them available to new start–up SMEs, through the SMEDA website, for the promotion of an entrepreneurial culture in Pakistan. To date, our website has recorded more than 117,000 downloads of the published pre-feasibility reports.

These prefeasibility studies provide a general understanding of the proposed business, and are structured like a business plan. However, to assist the prospective entrepreneurs / loan applicants, SMEDA will provide a template for business plan preparation and requisite guidelines for the loan applicants, as soon as the loan application forms are made available by the participating banks on their respective websites.

For further details, please contact: NBP, FWBL


Features of PM Youth Business Loan Scheme

Purpose of Scheme:

To provide small business loans in shape of Term loan focus on (but will not restricted to) unemployed youth, especially educated youth looking for establishing or extending business enterprise.

Eligibility Criteria

Females age between 21 to 45 year having ability to start their own business or intend to expand the existing business. Applicant should have some experience of relevant field or holds a business related diploma/certificate pertaining trade of proposed business setup.

Pricing / Markup Rate : 8%


Maximum  7  years.  The  tenor  will  depend  upon  the  nature  of  business,  pattern  of  income  and repayment capacity.

Finance Limit

Minimum : 500,000 Rs.

Maximum : 2,000,000 Rs.

Processing Time:

Processing  time will  not exceed 15 working days after  submission of  complete basic documents by the applicant.

Borrower’s Capital : 10% of Loam Amount

Collateral / Security:

From Rs. 500,000/- to Rs 749,999/- will be secured against Hypothecation of stocks/Assets & two personal guarantees of high net/credit worthy individuals including one of government servants minimum in BPS 17.

From Rs. 750,000/= up-to Rs 2,000,000/= will be secured against tangible securities such as Lien on deposit certificates, property mortgage, pledge of gold ornaments, Pledge of stocks.

Repayment of the Loan

Equal monthly installments with grace period of 6 months for principal payment Sector and Products

Sectors and Products

All sectors. Borrowers will be encouraged to obtain standardized schemes/projects/undertakings from SMEDA or any other body but this will not be mandatory for the borrower.

For Prime Minister’s Youth Business Loan Scheme Support click here

Please contact on below mentioned Contact no. for Prime Minister’s Youth Business Loan Scheme : 03311006767



Social Media Comments

Write a comment


  1. Afsar Khan (Chitral) Author Mar 11, 2016 02:03 pm

    mera lone aprov ho kr b mujhe bank wale paise nehi de rehe hn. nank se response nehi mil raha cell 03459429534

    Reply to this comment
  2. ig Author Mar 9, 2016 04:39 am

    Great post. I used to be checking continuously this weblog and I am inspired! Extremely helpful information specifically the last part :) I take care of such information a lot. I was seeking this particular info for a long time. Thanks and best of luck. |

    Reply to this comment
  3. Wasim khan Author Feb 6, 2016 03:11 pm

    Salam sir Mara name 2nd draw ma name aya tha or Mara a/c bhi khol dia ha aj take mujy pass ni dia

    Reply to this comment
  4. Muhammad Ayoub Author Feb 1, 2016 03:35 pm

    Yeh Pakistan hai yahan loan k lye bhi safarish chayia....ya phr Garenty kisi bary admi ki... Jo sharks nahi dy sakta Garenty ya Safarish to us k lye nahi hai yeh sceem....chahy woh kitna hie haqdar Kiun na ho....sari zindgi dosro k lye kam krta rhay....main 1 shop pe 14year sy kam kr rha tha us ka Malik engenier hai jub loan ka kaha to us nain kaha k main Garenty nahi dy sakta ....Yani woh 16year sath kam krwa ful shop Mary hawaly kr k loan k lye Garenter nahi banta to or kis nain banna hai.....Yani main Apna kam nahi kr sakta just us k 7000rs salery pe kam kron 7000rs main kya kron main ? My contect: +923336833237 From : Chashma Mianwali...

    Reply to this comment
  5. WAQAR Author Jan 3, 2016 05:13 pm


    Reply to this comment
View comments

Write a comment

Your e-mail address will not be published.
Required fields are marked*

Your comment will be published after Administrator approval so do not use abusive language.